It is understood that agreed that the words "Approved Goods and/or Merchandise" embraces all and every type of manufactured and raw material of a non-hazardous, non-volatile, and/or non-fragile and/or non-perishable nature. Shipments of hazardous goods may be included, if shipped in accordance with I.M.D.G. rules and regulations. However, the following items are excluded absolutely unless specifically agreed by Underwriters prior to sending:

RESTRICTED COMMODITIES / RESTRICTED RISKS

• Documents, monies of every description, securities, negotiable documents and instruments, bonds, bullion, stamps, credit and debit cards including telephone calling cards and digital camera photo sticks
• Fresh fish, fresh fruit and fresh vegetables
• Furs, fishmeal, refined sugar and Chinese groundnuts
• Inland Mexico transit exposures
• Jewelry, watches, digital cameras and perfumes
• Laptop computers
• Living creatures and life forms of any type
• Microchips, motherboards, and/or memory of any kind, which is not part of a complete system
• Mobile telephones, components, parts and accessories
• Newsprint / pulp / reels of paper
• Metals (other than iron or steel) in raw, scrap or ingot form
• Precious stones or metals
• Alcoholic beverages
• Containers, including ISO Tanks (All Risks)