In no case shall this insurance cover:

1. Loss, damage, or expense by to willful misconduct of the insured.
2. Ordinary leakage, ordinary loss in weight or volume, or odinary wear and tear of the subject matter insured.
3. Loss, damage or expense caused by insufficiency or unsuitability of packing or preperation of the subject matter insured (for the purpose of this Clause 4.3, packing shall be deemed to include stowage in a container or lift van but only when such stowage is carried out prior to attachment of this insurance or by the insured or their servants).
4. Loss, damage or expense caused by inherent vice or nature of the subject matter insured.
5. Loss, damage or expense proximately caused by delay, even though the delay be caused by a risk insured against.
6. Loss, damage, or expense arising from insolvency or finanical default of the owners, managers, charterers, or operators of the vessel (insured must show prior to loading of the goods on the vessel all reasonable, practical, and prudent measures were taken to establish financial reliability of the party in default).
7. Loss, damage, or expense arising from the use of any weapon of war employing atomic or nuclear fission and/or fusion or other like reaction or radioactive force or matter.
8. In no case shall insurance cover loss damage or expense arising from unseaworthiness of vessel or craft, unfitness of vessel, craft, conveyance, container or lift van for the safe carriage of the subject-matter insured, where the insured or their servants are privy to such unseaworthiness or unfitness, at the time the subject-matter insured is loaded therein.
9. The underwriters waive any breach of the implied warranties of seaworthiness of the ship and fitness of the ship to carry subject-matter insured to destination, unless the insured or their servants are privy to such unseaworthiness or unfitness.
10. In no case shall cover apply to loss, damage or expense caused by War, Strikes, Riots, and Civil Commotion (available under separate Clauses).